Do Some Credit Repair Companies Sign The Dispute Letters For You

dispute-letter

Should the clients ship the dispute letters themselves?

No no no! As a credit repair specialist, your clients are paying you a monthly fee to exercise 2 unproblematic things:

To transport dispute letters for them.
To teach them how to better manage their credit.

Permit'southward do the math:

The letters have just a few clicks to create.
The actual "piece of work" is just a few minutes per month per client.
If the boilerplate client is paying you lot $59-$129 per month.
And yous're just paying for newspaper, envelope and stamps.
That'south a nice profit margin!

Having your clients transport the dispute letters themselves is not a good idea considering that means you're not providing much of a service. Also, most clients cannot handle this responsibility. With that business model, you'll terminate up with angry clients who don't understand why they are paying you.

The improve solution is to be crawly and provide awesome service. That's how y'all gain referrals and abound your business.

But what nigh having the client sign the messages?

Dispute letters demand a real signature. To save time, many companies take the clients sign a express power of attorney (or the "Authorisation for Credit Repair Action" that'southward already included in your default online understanding) and and then they sign the client's proper noun for them.

Here's what most companies do:

(Recommended) If your customer has signed the "Authorization for Credit Repair Action" (this is already in your default online agreement) you simply sign the client's proper name on their behalf. The client is paying you for "Certificate Processing" and "Credit Repair Education" so why not just send the letter for them? This is definitely the improve style to go. Information technology'due south a dainty service for your client and the toll of a postage stamp is minimal.
(alternate method) If y'all trust your clients to sign the letter themselves, you can send the letter to the client. Export it equally PDF and attach it to an email (your own email) or attach information technology to a secure message from the client'southward dashboard. Keep in mind, this is problematic, as you're depending on a customer who may not handle this responsibility well (not recommended).

What to include:

For a Round ane letter: Be sure to include (ane) Photo ID (like a driver'due south license) and (two) Proof of Address (unremarkably a utility nib or something official with your name and address). Afterwards rounds don't need this.

What other forms of ID and Proof of Accost are adequate?

Driver's License, Land ID Bill of fare, Banking concern or Credit Union Statement, Cancelled Check, Authorities Issued ID Card, Signed Letter from a Homeless Shelter Stamped Post Office Box Receipt, Utility Bill ( Water, Gas, Electric or Telephone) pr a Pay Stub.

When providing these two (two) forms of qualified documents, delight exist certain that they are not older than 2 months. Country issued ID's must be current with the current address listed, if yous're using the ID as proof of address.

Should it be sent certified mail?

Many people do send these past Certified post. Many do not. This is up to yous. It'south non required, but does requite a awesome newspaper trail.

What return address should be on the envelope?

The address on the envelope and the letter will be your customer'southward accost.

How will I know when changes happen?

The credit bureaus and creditors will transport their replies straight to your client. Ask your client to forward all correspondence to you lot so you can proceed their records up to date. In one case you've received an update nearly an item, click here to larn how to update that item in your software.

Hopefully this cleared upwards the mystery about who signs the letters. Cheers for reading!

Want more? Check out our recipe for a sucessful credit repair business.

Download Now!